Northern Irish debt help
for a brighter future

Providing the residents of Northern Ireland with the best help, advice & solutions for managing Personal Debts of £5,000+

  • Expert Debt Help
  • Business Debt Advice

  • Lower Monthly Payments

  • Freeze Interest & Charges

  • Reduce Creditor Pressure

  • Write Off Unaffordable Unsecured Debt

Require Immediate Support? 028 2132 6269

“NIDS helped me get my finances back on track with a personalised DMP. I’m grateful for their professional guidance and support.” Eoin

Fees apply. May not be suitable in all circumstances. Your credit rating may be affected.

MoneyHelper is a free independent service available to customers offering debt counselling, debt adjusting and providing of credit information services.

Fees apply. May not be suitable in all circumstances. Your credit rating may be affected.

MoneyHelper is a free independent service available to customers offering debt counselling, debt adjusting and providing of credit information services.

Northern Ireland Debt Calculator

Get a rough indication of what your repayments might be under each of our different debt solutions.

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Helping Residents of Northern Ireland in Debt Since 1989

The experts at Northern Ireland Debt Solutions are dedicated to supporting individuals through their most trying financial times. If you have debts over £5,000, live in Northern Ireland, and are ready to tackle your debt problems, we can help.

  • Advice from debt experts

  • Specialists in debt solutions available in Northern Ireland

  • Lower your monthly repayments

We understand that everyone’s experience with debt is different, and that is why we pride ourselves on treating every customer as the individual they are. Our expert debt advisers will take the time to understand your situation, and work alongside you to put a plan in place which is both affordable and manageable.

For over thirty years we have been providing help, guidance, and support to individuals in debt, and we are here to help you too.

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Require Immediate Support? 028 2132 6269

How We Can Help

When it comes to personal debt, there are a number of formal debt solutions which can be used to help you manage the money you owe; from Individual Voluntary Arrangements (IVAs), through to Bankruptcy in the most serious cases. We also provide insolvency solutions for businesses debts, including rescue and closure options. The experts at Northern Ireland Debt Solutions can help you understand all of your options, before working alongside you to put a plan in place to help you move forward. 

debt management
Debt Management Plans (DMP)

Debt Management Plans (DMPs) are designed for people who are struggling to meet the minimum monthly payments on all of their outstanding debts.

iva
Individual Voluntary Arrangements (IVA)

Individual Voluntary Arrangements (IVAs) are the most common formal debt solution in Northern Ireland.

director loan
Bankruptcy

Bankruptcy is typically only advisable for the most severe situations where the debt involved is particularly large in relation to the individual’s income.

Company Debts

Advice for sole traders and directors in Northern Ireland struggling with business cash flow problems.

  Supported by a team of Debt Experts

meet the team

Get your instant Debt Report today

Find out which debt solution is best for you

Our debt report is completely easy to use and is a great starting point for anyone with over £5000 of debts looking to take control of their debt issues.

  • Understand Your Debt Options
  • Expert Debt Help
  • Reduce Creditor Pressure

  • Deal with Unsecured Debt

Most Common Debt Types

Learn more about the issues we can help you with:

Get Started – Contact The Team Today

Ready to take the first step to a brighter future? Contact Northern Ireland Debt Solutions today to understand your next steps.

Our Advice is 100% Confidential


We Offer Completely Free & Confidential Advice

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Northern Ireland Debt Calculator

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