Personal Debt Articles
How can I stop my creditors from harassing me?
6th November 2019Being pursued for money by creditors is an extremely stressful situation, particularly if they harass you or you feel intimidated. […]
Read more
Can I be evicted if I fall into rent arrears?
4th November 2019If you’ve fallen into rent arrears, it’s possible that your landlord might try to evict you. There’s typically a clause […]
Read more
How can you get out of negative equity?
5th August 2019*Please note we are not mortgage advisers. We do not provide mortgages. If you are looking to remortgage please contact […]
Read more
Can you write off debt or is this too good to be true?
4th April 2018If you are among one of the thousands of residents of Northern Ireland that struggle with problem debts every year, […]
Read more
What is an Administration Order?
22nd March 2018If you live in Northern Ireland and are struggling with problem debts then you may be considering entering into an […]
Read more
What is the minimum amount of debt I need to have to qualify for an IVA?
16th March 2018If you have problem debts in Northern Ireland then you may be considering what type of debt solution is right […]
Read more
What is an Attachment of Earnings Order?
13th March 2018In Northern Ireland if you have a loan or other debt which you are failing to keep up repayments on, […]
Read more
7 Ways to Deal With Aggressive Debt Collectors
2nd February 2018If you have fallen behind with your debt repayments, then chances are that your creditors will contact you and try […]
Read more
What are the options for repaying my energy debt?
17th December 2017If you’ve fallen into debt with your energy supplier, it’s advisable to contact them as soon as possible. They have […]
Read more
A debt collection agency (DCA) has threatened to take court action against me. What can I do?
8th December 2017If your creditor has passed recovery of a debt to a debt collection agency, and court action has been threatened, […]
Read more
Tips for negotiating with creditors and avoiding formal debt arrangements
6th December 2017If you’re struggling to repay your creditors, informal negotiations could help you avoid having to enter an official debt procedure […]
Read more
Can I get a mortgage with a poor credit score?
5th December 2017*Please note we help people with mortgage arrears, we do not provide mortgages* Although a poor credit score does […]
Read more
How will a county-court judgment (CCJ) affect my credit rating?
1st October 2017When a county court judgment is made against you, details appear on the Register of Judgments, Orders and Fines – […]
Read more